Asset finance brokers & equipment loans Australia.

Gearing you up
for better business.

Keen to get the keys to your new business vehicle, or procure vital machinery to level up operations? Our asset finance brokers assist with fast funding approvals on equipment loans structured to suit your needs.

Are you equipped to invest in your business?

When you want to make a significant capital investment for a new systems upgrade, new equipment or simply purchasing a company vehicle, asset loans can deliver timely funds on terms that take your collateral and cashflow position into account. Our asset finance brokers have the experience and access to a portfolio of financial products, helping you acquire crucial equipment on manageable loan terms.

Asset finance calculator.

*Calculators are illustrative only and are calculated based on the accuracy of the information entered by the client. They are not an offer or acceptance of loan eligibility. All information is of a general nature and does not take into account your personal needs and requirements. The figures shown in the calculators do not constitute financial advice. Lender policy, term and conditions, fees and charges apply.

Financing assets to your advantage.

Flexible repayments to preserve working capital.

Spreading out the cost of a major purchase through equipment finance gives you the best of both worlds – instant access to a transformative asset without having to drain your business account.

Unlock opportunity with the latest equipment.

Asset finance can be the key to productivity gains and forays into new markets. Acquiring high value equipment like heavy machinery, industrial technology, and specialised vehicles can boost outputs and expand business horizons.

Straightforward application process.

Compared to property finance, equipment loans are generally more straightforward, with a quicker approval process. Adding our asset finance brokers’ expertise and access gives you results with minimal downtime.

Heavy machinery finance.

Need that mobile crane to lift your business to new heights? Eyeing off earth-moving machinery that will break new ground for your operations? Heavy machinery carries equally weighty price tags, making finance a must-have for most buyers. Don’t risk reputational damage or increased insurance premiums associated with using equipment that’s outdated or just not up to speed. Our asset finance brokers regularly work with growth-oriented business owners looking to leverage their proven profitability and existing assets to carry off large capital investments that deliver dividends into the future.

We'll help with the heavy lifting.

Get in touch with our heavy machinery finance experts today.

Industrial equipment finance.

Depending on your industry and future focus, your business might benefit from specialised equipment and infrastructure. Assets like CNC machines, automated manufacturing systems, agricultural equipment such as harvesters and cultivators, and other technical equipment, offset their high upfront investments with significant potential to increase productivity, and profits. Securing loans for niche equipment requires a specialised approach and access to lenders with the right background to understand the value proposition. Our asset finance brokers have the experience and network to source finance solutions tailored to your unique business needs.

Calling all captains of industry...

Your most profitable year awaits. Connect with us to expedite your industrial equipment financing.

Business vehicle finance.

Looking to expand your business fleet or upgrade your company vehicles? Whether you need commercial vans, trucks or specialised vehicles, we can help you source a business vehicle finance solution that is tailored to your unique needs. We understand the significance of reliable transportation for your daily operations. Our experienced team is here to assist you in securing affordable financing with flexible terms, ensuring that your business stays on the road to success. Don’t let outdated or inadequate vehicles slow you down. With our extensive network of lenders and years of experience, let us help you drive your business forward.

Accelerate your business growth.

Talk to us about a vehicle loan and get the keys to your ute, truck, or other deal on wheels. 

Luxury car finance.

Want to put your best foot (or wheels) forward? Dreaming of cruising in a luxury car that perfectly complements your business ambitions? We understand that luxury comes with a price, which is why we offer customised financing options designed to put you behind the wheel of your dream car. Many business owners get their applications for vehicle finance turned down, especially when their choice of car is incongruent with their day-to-day operations (picture a builder chasing a 2-door Porsche). Our expert brokers know the ins and outs of acing the application, and have near a wealth of lender options to pursue. Whether you’re eyeing a sleek sports car, an elegant executive sedan or a top-of-the-line SUV, our team will work with you to elevate your driving experience.  

Unlock your dream driving experience.

We’ll help you cross the Ts and dot the Is, getting you in the driver’s seat of your dream ride. 

Asset finance broking that fixes things for your business.

Business waits for no one – essential business purchases demand fast finance. At Northcap, you’ll get connected with the right loan for your needs and guided through the application process for the most efficient outcome possible.

Whether you’ve scoped out your next ride, heavy machinery, or specialised industrial equipment, we’ve got the experience and connections to effectively finance a wide range of equipment.

Our extensive network means we cast a wider net for effectively financed asset acquisitions. You’ll get the best of the banks and private lending, plus multiple loan options (finance lease, operating lease, chattel mortgage).

Let's set up your
next big thing.

Give your business a boost through a smart investment by talking to one of our asset finance brokers today.

Frequently Asked Questions

Asset finance solutions cover a wide range of assets, including heavy machinery, industrial equipment, business vehicles and luxury cars. We understand these can be costly investments for your business. We will work with you to find a tailored asset finance solution that meets your needs and business goals.

Asset finance is specifically designed for asset acquisitions, which means you can secure the asset itself as collateral. This often results in more favourable terms, quicker approval times and the ability to preserve your working capital. We’ve helped countless business owners purchase the equipment and vehicles they need to keep their venture on the road to success.

However, if you’re a newcomer to property development, lack pre-sales, or require a higher loan-to-value ratio (LVR), obtaining finance may be more challenging, and the interest rates offered could be higher. In such cases, it’s crucial to leverage your strengths and explore alternative approaches, such as equity partnerships.

For instance, a group of shareholders with land and approved plans for an apartment complex could seek funding by offering equity in their company to a private investor. This arrangement provides the necessary funds for construction, and the investor becomes a partner in the project.

At Northcap, we’ve seen major developments funded in a variety of ways. We can help canvas a range of options, explaining the pros and cons of each.

Absolutely nothing. That’s what we’re here for! Let the experts take care of the complexities for you.

That’s easy. Firstly, more choice means a better deal when it comes to an asset finance solution. Our access to private financiers in addition to the big banks means we have one of the nation’s biggest funding networks. We’ll compare the options for you, to ensure you’re getting the best solution for your business.

The second benefit of working with a broker is you get the benefit of our expertise. Financing assets for your business, especially when there’s overlay with individual use (e.g. buying a personal vehicle through your business), can be tricky to get right. Banks and other lenders can be picky about asset loans, so it pays off to work with brokers who’ve helped acquire all sorts of assets, and know the hoops you need to jump through. 

We believe actions speak louder than words and we know we’re great at what we do. That’s why we don’t lock you in or ask you to pay anything until we’ve presented you with a viable asset finance solution for your business. 

Let us take the guesswork out of the financing process. We’ll provide you a checklist based on your selected financing option and assist you to gather the necessary paperwork for a seamless application.

Ready to give your
business a boost?

We partner with business owners to find financial solutions that keep the wheels in motion. Call, email, or send an enquiry to open the channels of communication.

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